PRINCIPAL GUARANTEE SAVINGS AND INVESTMENT SYSTEM AND METHOD
unique patented
fintech unicorn*
-- cybersecurity #1 Priority
-- digital TRANSFORMATION
-- Treasury technology
THE Treasurydirect.Gov ECOSYSTEM designed for everyone
treasurydirect.gov
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The Safest Way to Bank. That Isn't a Bank at All.**
**Principal Deposited TreasuryDirect.Gov
the inventive business model
First to File Date with the USPTO, July 11th, 2006
THINK
"GREAT ALTERNATIVES"
AND THE SUPPLY CHAIN
Hedge Fund 6.0
(Safety-First, Transparency, Accountability,
Intellectual Property, Intangible Assets)
____________
Potential for Mass-Market Alternatives
Venture Capital, Hedged
Corporate Hedge Funds
Family Offices, Hedged
Private Equity, Hedged
& Private Hedge Funds
(for RIAs, Wealth Managers, Private Bankers, etc.)
____________
TreasuryDirect.Gov
Core Savings Strategy
Core Investment Strategy
digital currency, stablecoins, blockchain, treasury payments
the safety-first "no-feE"banking supply chain for everyone
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tREASURYDIRECT.GOV
From Investopia.com
What Is TreasuryDirect?
(No Fee) u.s. treasury savings account
PRINCIPAL DEPOSITED TREASURYDIRECT.GOV
WHAT'S NEW: interest investment pools
"The interest stream is electronically diverted to a separate account within an aggregated pool invested in a hedge fund over a predetermined time horizon. The fund is preferably run by an experienced chief portfolio strategist and a money-management team. " Patents #9965806 #10776882
$600,000,000,000 billion annual interest payments from the u.s. treasurY (Wow!!)
The United States Treasury presently pays out approximately $600,000,000,000* every year in interest payments. Prior to 2006 we saw both the "risk free" safety of U.S. Treasuries AND the twice a year (coupon) payments of interest from Treasuries as a unique stream of funds for investment pools of capital that could, among other things, be invested in "riskier" hedge funds, venture capital & Alternatives. While also creating better ways in which investors in hedge funds and Alternatives could be protected with greater transparency and accountability. We also foresaw (before Madoff) that "hedge funds" that are controlled by one or two people could be far riskier. So within our "Principal Guarantee" patent is a "new" architecture and inventive business model for hedge funds & Alternatives. (*Source, Federal Reserve Bank of St. Louis.)
safety-first return on investment
"In a preferred embodiment, at inception the Investor selects both a time horizon for securities under the U.S. Treasury Direct (USTD) program and for the interest stream generated and used to increase his hedge fund holdings. Under the USTD program, individual investors can set up an account and purchase electronic securities directly from the U.S. Treasury. Treasury Direct account holders may purchase 4, 13, and 26-Week Treasury Bills, 2 3, 5, and 10-Year Notes, and 5, 10, and 20-Year TIPS. 30-Year Bonds will also be available when they are re-introduced by Treasury. Semiannual interest and final maturity payments are sent through the Automated Clearing House (ACH) network to the Investor's designated financial institution account. Interest and maturity payments may be sent to two different locations, depending upon the Investor's investment needs. The time horizon for the interest investment stream can be coordinated with the maturity date of the respective treasury that the Investor initially chooses. The Investor can plan with exactness for the timely payout of his guaranteed principal portion from the U.S. Government as well as the monies invested with the hedge fund or other asset class."
Patents #9965806 #10776882
professional investment research and comprehensive due diligence. (HEDGE FUND speculators & gamblers need not apply.)
"Research Department is responsible for discovering new investment opportunities and information for Hedge Fund Manager. Research Department preferably utilizes an objective template to analyze companies invested in during the second time horizon, no matter the size of the company. The key features are that such objective research a) eliminates (as much as possible) the issue of “bias” in analysis of a company, by taking both a “long” and “short” perspective on all companies under analysis and b) can be used by fund managers and company CEOs to better understand their companies' operations. Only the actual research costs will accrue towards the research fees. The Director of Research, selected by the Board of Directors of Holding Company, has primary responsibility for overseeing the research process. The Director of Research is responsible for identifying promising new technologies that have surfaced which may have business application and also fledgling new companies whose business or technology offer a potentially exciting investment opportunity. Research Department preferably has a team of individuals available to Hedge Fund Manager to perform fundamental research on selected stocks and market sectors and trends."
Patents #9965806 #10776882
Transparency and accountability. (the hedge fund manager is not the boss.)
"Administrator is responsible for ensuring compliance with applicable rules and regulations. Administrator also provides auditing and final settlement of Investor accounts. Administrator serves as the Chief Compliance Officer for the hedge funds, ensuring full compliance with the federal securities laws and Securities and Exchange Commission (SEC) directives.
Custodian is responsible for maintaining all EFT accounts. Custodian serves as the depository institution for the reception of the Investor's funds and serves as the custodian of the funds throughout the investment process. The Investor maintains his or her account with Holding Company, though the funds will remain deposited with the custodial institution, which will have a fee arrangement with Holding Company for its custodial services. The reporting requirements of the U.S. banking regulations will ensure transparency with respect to the individual accounts held in custodial trust.
As shown in FIG. 3, various cash flows in the inventive business method are illustrated. Investor provides principal to the U.S. Government by participating in the USTD program. Principal portion of the Treasury investment stays with the U.S. Treasury Department and its accounting system. Principal is guaranteed, to the extent that it is backed by the full faith and credit of the U.S. Government. The U.S. Government is responsible for returning principal invested in the Treasury Direct program. The safety and accountability of principal is therefore unsurpassed. The crux of the invention, illustrated by FIG. 3, is the guarantee of investment principal." Patents #9965806 #10776882
WHY NOW??
USING PATENTED "PRINCIPAL GUARANTEE" YOU'D HAVE BEEN 100% IN U.S. TREASURIES PRIOR TO THE PANDEMIC. THERE'S NEVER A BAD TIME TO BE SAFE.
the insurance business calls this "LOW PROBABILITY, HIGH-CONSEQUENCE EVENTS"
When the Pandemic hit The Markets in 2020, our patent navigated the high-consequence volatility as designed.
"Principal Guarantee" is specifically designed as a Safety-First Hedge Fund that hedges risk. Until 2020 few thought safety-first was necessary. We knew it was. And patented it.
Filed before Madoff and published by the USPTO before the 2008 recession. Positioned ahead for the Pandemic of 2020.
principal deposited TreasuryDirect.gov (surety of PRINCIPAL versus wall street and hedge fund con artists LIKE 61727-054)
SAFETY-FIRST MEANS THAT RETURN OF INVESTMENT IS MORE IMPORTANT THAN RETURN ON INVESTMENT. #
FINTECH UNicorn universe, FIRST MOVER ADVANTAGE
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Clearly we're not the only FINTECH UNICORN.
(We are presently the only FINTECH UNICORN focused on TreasuryDirect.Gov though. Patented.)
CYBERSECURITY, TREASURY TECH & DIGITAL TRANSFORMATION
owner inventor (owner ip) non-practicing entity
The company is presently a granted Patented FinTech Unicorn* and OI NPE (Owner Inventor Non-Practicing Entity) focused on the TreasuryDirect.Gov system.
*Valuation is Arbitrary. Tech Unicorns with Women & Minorities at the Top are at a Significant Disadvantage.
Mobile treasurydirect.gov
iManageDirect.com
Mobile TreasuryDirect.Gov For iPhone 12
TreasuryZ.com
Mobile TreasuryDirect.Gov
BankingVirtuallyAnywhere.com
Mobile TreasuryDirect.Gov
TARGET MARKET. POTENTIAL Joint Venture PARTNERs & liceNSINg.
Fortune 500, Corporate VCs
Banks, Brokers, Credit Unions
Banks, Brokers, Credit Unions
Banks, Brokers, Credit Unions
Banks, Brokers, Credit Unions
Banks, Brokers, Credit Unions
VCs, Hedge Funds, PE, Alts
Banks, Brokers, Credit Unions
VCs, Hedge Funds, PE, Alts
Retail/Online/Virtual
Insurance, Reinsurance, SPACs
VCs, Hedge Funds, PE, Alts
Membership Organizations
Insurance, Reinsurance, SPACs
Insurance, Reinsurance, SPACs
Insurance, Reinsurance, SPACs
Insurance, Reinsurance, SPACs
Insurance, Reinsurance, SPACs
TREASURY TECH & DIGITAL TRANSFORMATION
cybersecurity is priority #1
The only way to solve our most challenging issues is with Diversity. The best and the brightest amongst us.
"Never assume that a person in a wheelchair doesn't know how to run a 4-minute mile." -- Richard J. Siegel
primary technology, software, hardware, services
TREASURY TECH SOFTWARE
TREASURY TECH SOFTWARE
TREASURY TECH SOFTWARE
TREASURY TECH HARDWARE
TREASURY TECH SOFTWARE
TREASURY TECH SOFTWARE
domain names for TREAsury tecH & Digital Transformation
PrincipalGuarantee.com PATENTS
BankingVirtuallyAnywhere.com MOBILE/HOME/OFFICE
TreasuryZ.com MOBILE/HOME/OFFICE
iManageDirect.com MOBILE/HOME/OFFICE (for the iPhone 12, 13, 14...)
AccountWallet.com INACTIVE
PublicandPrivate.com INACTIVE
TreasuryPayments.com INACTIVE
USTreasury.com NON WORKING
USTreasuryDirect.com NON WORKING
USFederalReserve.com NON WORKING
HedgeFundsDirect.com INACTIVE
VentureCapitalDirect.com INACTIVE
core 4 inventors & ADVISORS -- C-SUITE TEAM TO BE DETERMINED
TBD
TBD
TBD
CHIEF EXECUTIVE OFFICER
TBD
TBD
TBD
CHIEF OPERATING OFFICER
TBD
TBD
Joan Siegel, CFA
CHIEF TECHNOLOGY OFFICER
Joan Siegel, CFA
Leah Christensen, Esq.
Joan Siegel, CFA
CO-INVESTOR, CO-INVENTOR, FORECASTER
Dan Setness, Esq.
Leah Christensen, Esq.
Leah Christensen, Esq.
CO-INVENTOR, BOND MARKET EXPERT
Leah Christensen, Esq.
Leah Christensen, Esq.
Leah Christensen, Esq.
MANAGING PARTNER, LEGAL ADVISOR
TK
Phil McNeill
Phil McNeill
LEAD OUTSIDE COUNSEL
Phil McNeill
Phil McNeill
Phil McNeill
CO-INVENTOR, SME PRIVATE EQUITY
Rich Siegel
Phil McNeill
Rich Siegel
LEAD INVENTOR,CO-INVESTOR, STRATEGY
PUBLIC BENEFIT REINVESTMENT CORPORATION
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